Primary Navigation
Secondary Navigation
Should I File Bankruptcy?
Have you been feeling stressed by your monthly bills and overwhelmed with your mounting debts? If your reading this, you are probably wondering if bankruptcy is right for you. At FAMILYLEGAL we can provide you with a FREE initial bankruptcy consultation and knowledgeable assessment of your overall financial situation to help you determine if bankruptcy is the right option for you.
STEP 1:
To start, consider the questions listed below. If you answer “yes” to three (3) or more of these questions, you will probably want to move to STEP 2 and schedule a FREE initial bankruptcy consultation with one of our highly experienced Bankruptcy Attorneys. FAMILYLEGAL can help you in this situation. There is no obligation with this FREE initial bankruptcy consultation. STEP 2 simply allows our experienced Bankruptcy Attorneys the opportunity to review your current financial situation and discuss with you your possible options and answer your questions. But first, ask yourself:
- Is your total debt over $10,000.00, not including your car or your house?
- Are you without any savings?
- Are you late on paying any of your monthly bills?
- Do you have payments that are over one (1) month behind on more than one bill?
- Do you make regular payments without your balances going down?
- Have you tried for years to get caught up, and are now even deeper in debt?
- Do you buy necessary items, such as food and clothing, on credit?
- Have you considered taking out a loan to pay other loans or debts?
- Are you receiving harassing telephone calls from creditors?
- Have you been turned down for credit?
- Has any creditor threatened to sue you?
- Are you facing foreclosure of your home?
- Have you been liquidating your retirement to pay your debts?
- Have you thought about getting cash advances?
- Do your debt payments account for more than 25% of your take home pay?
- Do you owe more on your car than it is worth?
- Have you been late on your mortgage or rent?
- Do you pay over 20% interest on any of your debts?
- Do you have high medical bills that are not being paid by insurance?
- Do you feel like you will never get ahead?
If you answered “yes” to three (3) or more of these questions, you may need to file bankruptcy. It is time to move to STEP 2. DO NOT put it off any longer. Take control of the situation! Take control of your life! You have NOTHING to lose by moving to STEP 2, it just may be the best decision of your life.
STEP 2:
This next STEP is as easy as the first one. Simply click here Contact us and complete the simple inquiry form, and one of our Bankruptcy Professionals will contact you to schedule a FREE initial bankruptcy consultation at one of our conveniently located offices. There really is no obligation. This STEP is simply to review your current financial situation, look at your options, and answer your questions.
The Federal government enacted the Bankruptcy Laws to help honest people, just like you, to get out of difficult financial situations and get a fresh start in life. Life is too short to be worrying about how your going to pay your debts, month-after-month. There really is no reason not to take advantage of our FREE initial bankruptcy consultation. Take control and Contact us today!